Aug 12, 2020  
2014-2015 Academic Catalog 
2014-2015 Academic Catalog [ARCHIVED]

Financial Aid

Students must have a high school diploma or GED to be eligible for federal financial aid.


Your correct social security is required to receive federal financial aid disbursements and an end-of-year 1098-T tax form for reporting tuition payments. If Temple College does not receive or cannot confirm your social security number, Temple College will not be able to provide these services to you.

Financial Aid Priority Deadlines

Financial Aid files submitted by these dates will be considered for priority aid:

Fall Semester - June 1
Spring Semester - November 1
Summer Semester - April 1

Applications are processed on a first-come, first-served basis. Applicants are eligible for the funds AVAILABLE AT THE TIME THEIR APPLICATION FILES ARE COMPLETED AND ADMISSION TO THE COLLEGE IS CONFIRMED. Late applicants should make arrangements to pay their own registration expenses.

As a student submits the FAFSA application to Temple College, he or she will be responsible to submit an application to Temple College. It is the student’s responsibility to then apply and follow all necessary steps to complete the registration process.

Student Employment on Campus

A limited number of part-time jobs will be available on the College campus for those who need to work in order to help pay for their college education. Students will be assigned to such duties as typists, file clerks, office assistants, community services, teacher assistants, pianists, models, technicians, library and laboratory assistants, grounds and building keepers, etc. Preference in employment is given to students reflecting financial need. Any student seeking campus employment should complete an application in the Financial Aid office as early as possible.

Student Grants

Temple College is an active participant in the federally funded Pell Grant Program and the Supplemental Educational Opportunity Grant (SEOG) Program. Applicants apply by completing the Free Application for Federal Student Aid (FAFSA) online using Temple College also participates in the Texas Public Education Grant (TPEG) and the TEXAS GRANT Programs. The application procedure for these programs is through the Financial Aid office.

Temple College Return to Title IV Policy

Temple College will return any unearned funds received from federal student assistance programs to the proper program accounts in accordance with Federal Title IV student assistance regulations, as amended, under 34 CFR, section 668.22(d) of the Reauthorization of the Higher Education Act of 1965.

Refunds will be calculated on students who have totally withdrawn from classes or have been withdrawn by instructors for nonattendance or have been withdrawn from classes for failure to meet the institution’s enrollment requirements of the state mandated THEA Texas Success Initiative (TSI) test or failure of all classes enrolled during any given semester. Withdrawals must be initiated in the Advising office.

Withdrawal date shall be defined as the actual date the student begins the College’s withdrawal process, the last date of attendance recorded by an instructor, or the midpoint of the semester for students who have been withdrawn by instructors for non-attendance.

Official rosters will be sent to all instructors. The instructors will be directed to drop all students who have not been attending. These are considered to be unofficial withdrawals and will be calculated at midpoint of the semester. All students who were not reported are considered to have completed the semester and have earned grades received.

Within 30 days from the withdrawal date, the College shall calculate the amount to return to the Title IV programs.

Only the return of Title IV funds made by the College from the institutional charges, including tuition, fees and books shall be adjusted in the student’s account, and the student will be billed for the outstanding institutional charges. The student’s records will be placed on hold. The student is notified of amounts owed the College and U. S. Department of Education at this time.

The Return to Title IV process in the Temple College student information system will be used to perform all Return to Title IV calculations. A listing of students who have completely withdrawn from the institution will be run bi-weekly throughout the semester. The withdrawal date will be what is recorded in the student’s record.

Refunds to SFA recipients must be distributed in the following order:

  1. Unsubsidized Federal Direct Stafford Loans
  2. Subsidized Federal Direct Stafford Loans
  3. Federal Direct PLUS Loans
  4. Federal Pell Grants
  5. FSEOGs
  6. Other SFA Programs
  7. Other federal, state, private, or institutional sources of aid
  8. The student

Student Loans

The Financial Aid office also will assist the student in securing a Direct Loan through the William. D. Ford Direct Loan Program. Appropriate application is made through the Direct Loan website Students and parents applying for Direct Loans are subject to the general eligibility requirements that apply to all Federal Student Aid (FSA) programs.

Students transferring into Temple College with an excessive amount of student loan debt will have their loan history reviewed by a Financial Aid Administrator before originating any federal student loans at Temple College. Students will be reviewed on a case-by-case basis. Students will not be denied access because of race, sex, color, income, religion, national origin, age or handicapped status. In the best interest of the student, federal student loans may be reduced or refused per federal regulations. In either event, the student will receive written notification providing an explanation HEA Sec. 479(A)(c), 34 CFR 685.301(a)(8), DCL GEN-11-07

Defaulted Student Loans

Student(s) in default on a federal student loan will be placed on HOLD. The HOLD will prevent students from receiving any records from Temple College. Student(s) records will be released when the student(s) has met the lender arrangements. Student(s) will need to request the lender to provide a statement that the student(s) has made a minimum of six consecutive months of on-time voluntary payments or paid in full.

Maximum Eligibility Direct Subsidized Loans

There is a limit on the maximum period of time that students can receive Direct subsidized Loans. In general, students may not receive Direct Subsidized Loans for more than 150% of the published length of their program. For example, students enrolled in a two-year associate degree program have a maximum period of three years for which they can receive Direct subsidized Loans (150% of 2 years is 3 years).

Reinstatement of Title IV

Student(s) in default on a loan, must make satisfactory repayment arrangements and make six to nine consecutive, on-time, full, voluntary monthly payments to the holder of the defaulted loan before they will be eligible for additional federal student aid. After the qualifications are met, the lender or Texas Guaranteed or Department of Education (TG or DOE) should send appropriate notification to Temple College upon the student’s request.

Title IV Refund Process

Other classes which meet less than 16 week will have the refund pro-rated based on the formula provided by the Texas Higher Education Coordinating Board. Tuition and fees paid directly to the institution by a sponsor, donor, or scholarship shall be refunded to the source rather than directly to the student.

If a refund is due to a Title IV aid recipient who completely withdraws, the refund will be returned in the following order: Federal Supplemental Loan for Students Loans, Unsubsidized Federal Stafford Loans, Subsidized Federal Stafford Loans, Federal PLUS Loans, Unsubsidized Federal Direct Stafford Loans, Subsidized Federal Direct Stafford Loans, Federal Direct Plus Loans, Federal Perkins Loans, Federal Pell Grants Federal Supplemental Education Opportunity Grants (FSEOG), Other Student Financial Aid (SFA) Programs, federal, state, private, or institutional sources of aid, the student.

Repayments from SFA recipients must be distributed as follows: Federal Perkins Loans, Federal Pell Grants, FSEOGs, Other SFA Programs, other federal, state, private, or institutional sources of aid. Some refunds are pro-rata.

Discharge of a Prior Loan Due to Total and Permanent Disability

A borrower who has received a discharge of a prior loan due to conditional or final determination that the borrower is totally and permanently disabled must do all of the following to be eligible to receive a new Federal Direct Loan or Federal Direct Parent PLUS Loan at Temple College:

  • Obtain a physician’s statement certifying that the borrower may now engage in “substantial gainful activity.” For these purposes, “substantial gainful activity” is defined as the ability to work and earn money.
  • Sign a statement acknowledging that any new loan the borrower receives may not be discharged due to the same or any disability existing at the time the new loan is made, unless the disabling condition substantially deteriorates to the extent that the definition of total and permanent disability is met.
  • Sign a statement acknowledging that collection activity will resume on any loans in a conditional discharge period.

Institutional Short Term Loans

The Johnny S. Payne short-term loan fund is available at Temple College for students’ use in emergency situations involving tuition and fees where other funds have been approved but not received prior to registration periods. The Financial Aid office will provide the necessary application forms for this purpose. Preference is given to returning students who have obtained a satisfactory academic record.

The Hamrick-Harris short-term loan fund is available at Temple College for students’ use in emergency situations involving tuition and fees where other funds have been approved but not received prior to registration periods. The Financial Aid office will provide the necessary application forms for this purpose. Preference is given to returning students who have obtained a satisfactory academic record.

The American Legion Loan fund is available at TC for students who are having difficulty in purchasing books. Preference will be given to students whose financial aid has been approved but not completed.

A need-based, short-term loan has been established by Mrs. Viola Dawns Hunter for African American students. Students must maintain a “C” average. Loan applies to books only. See Student Enrollment Services for information on other assistance programs.

Satisfactory Academic Progress (SAP) Criteria

Federal regulations require that all financial aid recipients maintain satisfactory academic progress in a course of study leading to a degree or certificate. Failure to meet one or more of these standards of academic progress will make a student ineligible for financial aid. Satisfactory progress includes all previous academic history, even if the student did not receive financial aid. Satisfactory progress standards are calculated at the end of each semester, including the summer. It is the responsibility of the student to monitor their satisfactory progress. Although the Financial Aid office attempts to send correspondence to students informing them of their status, students not receiving this correspondence will still be considered ineligible for financial aid.

Basic Requirements of Satisfactory Progress at Temple College:

Grade Point Average (GPA)

Students must maintain a cumulative 2.0 GPA on all hours attempted at Temple College.

Completion Rate

Students must complete 67% of all courses attempted at Temple College (includes transfer courses and remedial courses).

Maximum Time Frame

Students receiving financial aid must complete their program of study within a reasonable timeframe. This timeframe is defined as 150% of the program of study (including all transfer credit hours).


  • Certificate of Vocational Nursing requires 47 hours. Maximum timeframe is 71 hours (47 x 150% = 71).
  • An Associate of Arts Degree requires 64 hours. Maximum time frame is 96 hours (64 x 150% = 96).

What is considered in the calculations?

  • All courses attempted, including remedial/developmental, withdrawals and repeated courses (regardless of grade assigned) are counted in the hours attempted
  • Grades of A, B, C, and D will be considered hours attempted and completed
  • Grades of F, I, W, and XF will be counted in hours attempted only
  • Grades of F are counted in the GPA

Consequences of not maintaining Satisfactory Academic Progress:

In the following provisions, warning or suspension applies only to financial aid statuses, not to other academic statuses that may be monitored by the college.

Financial Aid Warning – Students failing to meet the SAP standards of a cumulative 2.0 GPA and/or complete 67% of their coursework will be placed on warning status for one semester. The student will remain eligible for any financial aid for which they have qualified. NOTE: Students on probation under the prior standards will be considered on warning for purposes of these

Students are notified about Satisfactory Academic Progress (SAP) via email to their Temple College email. Your TC email must be checked frequently. Notifications are sent after the term ends. It is imperative that you check your TC email after grades post for Financial Aid Satisfactory Academic Progress (SAP).


Financial Aid Suspension – If, after being placed on warning status, the student fails to meet the SAP standards again, the student will be placed on suspension and will lose financial aid eligibility.


Maximum Time Frame Suspension – Students who fail to meet the Maximum Time Frame standards will be placed on Maximum Time Frame Suspension and will immediately lose financial aid eligibility.

Students who have their financial aid suspended for failure to meet SAP standards for financial aid will remain ineligible for financial aid until such time that they are meeting the SAP standards. Students will be able to enroll and attend classes, but must pay their own tuition and fees.

Appeal Process

Students who fail to meet the financial aid SAP standards may appeal their status if there are unusual and mitigating circumstances that contributed to their failure to meet the standards. Unusual and mitigating circumstances include, but are not limited to, a death in the immediate family, medical conditions, hospitalizations, or other situations beyond the student’s control. All situations must be fully documented, including supporting letters from counselors, doctors, ministers, and other appropriate third parties. In addition the student must indicate why they will now be able to maintain the required progress standards. Withdrawal from a class or classes to maintain a higher GPA; the classes are not what one expected; or not being prepared for college are NOT unusual or mitigating circumstances and will not be considered.

Appeals are reviewed by an Appeal committee. (For appeal deadlines see below.) Appeals submitted without documentation will be denied. The student will be notified of the decision of the committee. Appeals are generally not approved and students should make other payment arrangements while waiting on a committee decision or risk being dropped from their coursework.

Students who have their appeals denied may submit a second written appeal to the Director of Financial Aid if the student believes that they were not treated fairly under the policy. The decision of the Director is final.

Appeal Approvals

Under the revised rules, an appeal cannot be approved if the student is unable to meet the 2.0 GPA and the 67% completion rate within one semester. Additionally, a student cannot have appeals approved in consecutive semesters. Students who have had appeals approved must complete coursework on their own (a minimum of 12 semester hours or whatever is necessary to meet the standards) before another appeal can be considered. 

If a student chooses to appeal his or her Financial Aid Suspension, the student must submit the appeal by the appropriate deadline for the semester. All deadlines are available on the Temple College website at under the Financial Aid web page. If the student does not submit the appeal by the deadline, the appeal will not be reviewed. The student will have to wait until the next semester to submit the appeal for Financial Aid Suspension.  

A student enrolled at Temple College may submit a Financial Aid Satisfactory Academic Progress appeal due to Financial Aid Suspension only once every two years.  

In the event that a student is placed on Financial Aid Suspension, he or she may change the degree plan only once every two years. If the student is able to establish a Financial Aid Satisfactory status, then he or she is able to change the degree plan as desired.


Maximum Time Frame Appeal Process

Students who already have a baccalaureate degree or students who have exceeded the maximum time frame for their declared program of study and wish to receive financial aid must submit a maximum time-frame appeal. The student must provide a copy of their degree plan signed by an academic advisor. For these appeals to be approved, the student must be meeting the 67% completion rate and the 2.0 GPA. Students who are approved are expected to take only the courses shown as still needed on the degree plan submitted. Taking coursework outside the degree plan will cause the next appeal to be denied.

NOTE: Remedial/developmental hours can be funded only up to a maximum of 27 hours.

Learning Assistance

Free tutoring is available through the TRIO program and the Education Assistance Center (EAC). In addition, tutors are available in many other areas e.g., math lab, computer lab. The EAC also offers workshops to improve learning skills. A study skills class (STSK 0305) is another excellent way to improve proficiency. The course can be taken as a regular weekly class.

Financial Aid Appeal Deadlines

Fall 2014 – August 21
Spring 2015 – January 8
Summer 2015 – May 21